What to Do After an Accident in a Rental Car
Getting into a car accident is always stressful, and things get even more complicated when you were not driving your own car. If you were involved in a wreck while driving a rental car, you might be understandably concerned about covering your medical expenses, lost income, and damage to the rental. Read on to learn more about how to handle a car accident in a rental.
What Should I Do After an Accident in a Rental Car in Georgia?
Consider taking the following steps if you get into an auto accident in a rental:
- Exchange information with the other people involved in the accident
- Take photos of the accident scene, including damage to the rental car
- Contact local law enforcement and request a copy of the police crash report
- Notify the rental company and your auto insurance provider about the accident
- Seek medical attention as soon as possible and follow your doctor’s care plan
- Keep copies of any bills, invoices, or receipts of crash-related expenses you incur
- Collect documentation of lost income if you miss work due to your injuries
- Watch what you say to others or post online before you settle your case
- Contact a car accident attorney to discuss your legal rights as soon as possible
Who Pays for My Injuries and Losses After a Rental Car Accident?
Depending on the circumstances, you could receive compensation for your injuries, as well as funds to cover the repair cost of your rental car by filing a claim against:
- Another driver or road user who contributed to the accident
- A third party whose negligence contributed to the accident, such as the manufacturer of a defective rental car component
- Any insurance policies you purchased from the rental car company
- A rental car liability insurance policy from your own auto insurance provider
- A rental car insurance policy from your credit card company
Does Having an Accident in a Rental Car Affect My Auto Insurance?
In some cases, yes. If you, the rental company, or an injured party files a claim against your auto insurance policy, your monthly premiums and eligibility for purchasing a new policy in the future could be negatively affected. Some insurers could even terminate or refuse to renew your auto insurance policy if you make too many claims within a certain period.
So, it’s a good idea to consult with a lawyer as soon as possible after a rental car accident. A capable attorney can help you minimize or eliminate the effect of a rental car accident claim on your insurance by investigating the accident, reviewing your rental agreement, and negotiating with other parties on your behalf.
Talk to an Experienced Car Accident Attorney in Georgia Today
If you were injured in a car accident while driving a rental vehicle in Georgia, you should consult with an experienced lawyer who can protect your rights and make sure you get the full and fair compensation you deserve. Contact Geiger Legal Group, LLC, today to schedule a free, no-obligation consultation.