Busting the Myths: The Truth About Car Accident Claims in Canton, GA

You can file a car accident claim in Georgia when someone else causes a crash that causes injuries. By filing a claim with the negligent driver’s insurance company, you may seek compensation for medical bills and related losses.

There are many misconceptions about the car accident claims process that may keep victims from taking advantage of their legal. Some common myths about car accident claims include:

Myth 1: If You’re Not Seriously Injured, You Can’t Claim

You have the right to file a claim if you’ve incurred losses for which you may receive compensation. It doesn’t matter if your losses aren’t particularly severe.

For example, even minor injuries will typically require some form of medical treatment. Costs for that treatment can add up despite seeming minimal at first. You shouldn’t have to pay for them if a negligent party caused your injuries.

Myth 2: You Can Easily Handle Claims Without a Lawyer

You may wonder how to settle a car accident claim without a lawyer. Technically, you could seek compensation by working directly with the insurance company. However, doing so isn’t advisable.

An insurance adjuster’s responsibility is to their employer. If you work with one directly, they may listen to your statements with the goal of finding reasons to offer a low settlement. Hiring a lawyer guards against this.

In addition, the claims process involves many steps. A car accident claim lawyer can handle them, allowing you to focus on your recovery.

Myth 3: Insurance Companies Will Always Offer Fair Compensation

Insurance companies are no different from any other businesses. Their goal is to avoid losing money whenever possible.

You can’t trust an insurance adjuster to offer you the compensation you deserve. It’s more likely they’ll attempt to lowball you first.

Myth 4: Legal Action Must Be Taken Immediately After an Accident 

If you’re wondering, “How long after a car accident can you claim injury?” it’s important to know you don’t have to file a claim right away, but it’s best if you do. However, you have two years from the date you sustained injuries to file a car accident lawsuit in Georgia.

That’s not to say you should wait too long to take legal action. If you miss the deadline, you’ll waive your right to pursue compensation through a lawsuit. 

Myth 5: Car Accident Lawyers are Too Expensive

Hiring a car accident lawyer involves no financial risk on your part. That’s because most car accident attorneys enter into contingency fee agreements with their clients. 

A contingency fee agreement lets a lawyer set their fee as a percentage of the compensation they secure for you. You don’t have to pay any lawyer fees if you don’t get paid.

Contact Our Georgia Car Accident Attorneys to Learn More

Insurance companies want you to believe car accident myths so they can take advantage of you. That doesn’t need to happen. At Geiger Legal Group, LLC, a Canton, GA, car accident claim lawyer is on hand to offer proper representation. Learn more by contacting us online or calling us for a free case review.